From its office in Palm Coast, Florida, Elmpark Capital Group accepts funding requests by phone and online form from Flagler County, FL businesses and from nearby places. This page lists those places, gives ZIP-level Census business counts where they exist, and explains why a ZIP count is not a town count.
Flagler Beach, FL and Bunnell, FL: The Two Town Pages
Flagler Beach, FL sits about 9.0 miles southeast of the Elmpark office in a straight line. ZIP 32136 counted 307 employer establishments in 2023, and 72.0% had fewer than five employees (ZIP Code Business Patterns). Business loans in Flagler Beach, FL has the sector breakdown.
Bunnell, FL, the Flagler County seat, sits about 10.2 miles south-southwest. ZIP 32110 counted 403 employer establishments in 2023, led by construction with 91 (ZBP 2023). Business funding in Bunnell, FL covers its construction and retail mix.
Smaller Flagler County, FL Places Without a Page of Their Own
Beverly Beach, FL, Marineland, FL and Espanola, FL are small places near the office with no ZIP code of their own in the Census business files, so no local figures can describe their businesses. Requests from any of them follow the same steps as a request from Palm Coast, FL.
A separate page needs figures that say something real about the place. Where the only numbers available describe the county or a ZIP dominated by another town, a page would repeat the county story with a different name on it, which helps no one.
Ormond Beach, FL and Pierson, FL in Volusia County, FL
Ormond Beach, FL lies about 20.1 miles south-southeast of the office, in Volusia County, FL, so Flagler County figures do not describe it. ZIP 32174 counted 1,715 employer establishments in 2023, with health care and social assistance the leading sector at 252 (ZBP 2023); Ormond Beach covers 25.9% of that ZIP’s land. The American Community Survey (2020-2024) puts 18.5% of employed Ormond Beach residents in self-employment, margin 3.3 points.
Pierson, FL, about 24.9 miles south-southwest, is also in Volusia County, FL. ZIP 32180 counted 83 employer establishments in 2023 (ZBP 2023), a ZIP that covers far more land than the town.
Putnam County, FL and St. Johns County, FL Places to the West and North
Crescent City, FL (ZIP 32112, 137 employer establishments), Pomona Park, FL (ZIP 32181, 43) and East Palatka, FL (ZIP 32131, 104) are in Putnam County, FL; Hastings, FL (ZIP 32145, 72) is in St. Johns County, FL (all ZBP 2023). Each town covers only part of its ZIP’s land, from 3.6% for Hastings to 11.2% for Pomona Park, so the counts describe the wider mail area.
Owners in any of these places can call (386) 309-8622 or use the request form; funding types and partner review are the same everywhere.
Why ZIP Counts Are Not Town Counts Around Palm Coast, FL
The Census tallies businesses by ZIP according to their mailing address. A ZIP can take in several towns and stretches of unincorporated land, and a town can spill into more than one ZIP. ZIP 32137, Palm Coast’s main business ZIP, is 69.9% inside the city; ZIP 32136 is only 20.2% inside Flagler Beach. The Palm Coast, FL page uses county and ZIP figures with that difference spelled out.
By Elmpark Capital Group · Updated