Flagler Beach, FL businesses can send funding requests to Elmpark Capital Group in Palm Coast, Florida by phone or online form. ZIP 32136 counted 307 employer establishments in 2023, 72.0% with fewer than five employees (ZIP Code Business Patterns). Funding partners review each request and decide.
At a glance
- ZIP 32136 employer establishments
307 in 2023 (ZBP)
- Under five employees
72.0% of ZIP 32136 employers (ZBP 2023)
- ZIP 32136 annual payroll
About $79 million (ZBP 2023)
- Self-employed residents, City of Flagler Beach
22.8%, margin 6.7 points (ACS 2020-2024)
Flagler Beach, FL Businesses in the ZIP 32136 Census Counts
In 2023, ZIP 32136 held 307 employer establishments with 2,715 paid employees and about $79 million in annual payroll (ZIP Code Business Patterns). The city covers 20.2% of the ZIP’s land, so these are ZIP figures, not town-limit figures. The city itself also spans two counties, Flagler County, FL and Volusia County, FL, which is why Flagler County totals are not used to describe it here.
| Sector | Establishments | Share under five employees |
|---|---|---|
| Accommodation and food services | 58 | 37.9% |
| Real estate and rental and leasing | 45 | 91.1% |
| Professional, scientific and technical services | 44 | 86.4% |
| Other services | 32 | 75.0% |
| Construction | 26 | 80.8% |
| Retail trade | 25 | 64.0% |
| Finance and insurance | 20 | 85.0% |
Accommodation and food services had more employer establishments than any other sector in the ZIP, and they were far less likely than the ZIP as a whole to be tiny: 37.9% had fewer than five employees, against 72.0% across the whole ZIP.
What Flagler Beach, FL Restaurants and Offices Tend to Fund
For a restaurant or lodging business, the large bills are kitchen and room equipment, remodels and payroll; equipment financing and term loans fit the first two, working capital or a line of credit the third. For a real estate or professional office, the main costs are people and software, so a credit line matched to the billing cycle is the usual conversation.
Illustration only, invented figures: a ZIP 32136 cafe replaces a walk-in cooler and a hood for $28,000, financed over 48 months at an invented annual rate of 11.5%. In this invented case that comes to roughly $730 a month (our arithmetic). Restaurant loans covers kitchen requests in more detail.
Buying a Flagler Beach, FL Business for Sale: Records Behind an Acquisition Loan
A partner considering an acquisition loan reads the seller’s tax returns and bank statements, the lease and how long it runs, the equipment list, and the buyer’s down payment. For a restaurant, card processing history matters too. Self-employment is common in town: the American Community Survey (2020-2024) puts 22.8% of employed Flagler Beach residents in their own business, with a wide margin of 6.7 points.
Business term loans explains how acquisition financing is usually structured.
Checking a Flagler Beach, FL Company Before Signing With It
Before buying a business or hiring a contractor, check its state filing with the Florida Division of Corporations, its local business tax receipt, and any license its trade requires. A Better Business Bureau listing is a private profile, not a license, and is one input among several.
Flagler Beach, FL Business Tax Receipts for Restaurants and Professional Offices
Businesses in Flagler County, FL generally deal with the Flagler County Tax Collector for the county receipt, and with the city where they operate for a city receipt. The City of Flagler Beach website is the place to start for the city side. The business tax receipt guide walks through the county and Palm Coast steps.
Requests From Flagler Beach, FL to the Palm Coast, FL Office
Requests start the same way for every town: call (386) 309-8622 or use the request form, describe the bill and its timing, and Elmpark places the request with funding partners once you decide to go ahead. The Palm Coast, FL page has county-wide figures and areas served lists nearby places.
Which Businesses Can Ask for Funding in Flagler Beach, FL
Partners weigh requests from Flagler Beach, FL firms in many different fields; common examples are contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. The partner that receives a file reaches a decision by its own standards.
Documents to Collect for a Flagler Beach, FL Request
- Statements for the business checking account, including the most recent one
- Your most recent filed business return plus any personal returns a partner asks for
- A year-to-date P&L and the latest balance sheet
- A valid driver's license or passport for anyone who holds an ownership stake
- A summary of existing loans, leases and advances and the payment due on each every month
- If the money buys equipment, the dealer quote stating the equipment and what it costs
Requirements vary from one partner to the next, so plan on these items at minimum. The document guide breaks the list down item by item.
What Happens Once a Request Is in for Flagler Beach, FL Owners
- Call (386) 309-8622 or fill in the form with a few words on the purpose.
- Your request is passed to partners that handle this type of funding.
- Each partner looks over the request, and only the partner makes the decision.
- Any offer deserves a close look at total cost, payments and conditions; turning it down is always fine.
Businesses in Flagler Beach, FL can take every step by phone or through the form.
By Elmpark Capital Group · Updated