Bunnell, FL businesses can send funding requests to Elmpark Capital Group in Palm Coast, Florida by phone or online form. ZIP 32110 counted 403 employer establishments in 2023, led by construction with 91 (ZIP Code Business Patterns). Funding partners review each request and decide.
At a glance
- ZIP 32110 employer establishments
403 in 2023 (ZBP)
- Construction, ZIP 32110
91 employer establishments (ZBP 2023)
- Under five employees
59.8% of ZIP 32110 employers (ZBP 2023)
- ZIP 32110 annual payroll
$138.6 million (ZBP 2023)
Construction, Retail and Service Firms in the Bunnell, FL ZIP
ZIP Code Business Patterns counted 403 employer establishments with a ZIP 32110 address in 2023, with 3,197 paid employees and $138.6 million in annual payroll; 59.8% had fewer than five employees. Bunnell covers 43.7% of the ZIP’s land, so the figures include businesses outside the city limits.
| Sector | Establishments | Share under five employees |
|---|---|---|
| Construction | 91 | 57.1% |
| Retail trade | 70 | 55.7% |
| Other services | 60 | 78.3% |
| Administrative and support services | 34 | 41.2% |
| Health care and social assistance | 34 | 47.1% |
| Manufacturing | 20 | 70.0% |
| Wholesale trade | 19 | 52.6% |
Construction had more employer establishments than any other sector in the ZIP, and manufacturing and wholesale firms, rare in ZIP 32137, show up here in double digits.
What Bunnell, FL Construction and Retail Owners Ask
Contractors ask how to cover payroll and materials between progress payments, and whether a used skid steer or trailer can be financed. Retailers ask about stock orders and fixtures. Each question has a matching funding type: working capital or a credit line for the gaps, equipment financing for machines, inventory financing for stock.
Contractor business loans and retail business loans cover both in depth.
Equipment and Payroll Needs of Bunnell, FL Retail Businesses
A retail store’s funding needs split between shelves, coolers and point-of-sale systems on one side and stock and wages on the other. The ZIP’s 70 retail employers had a 55.7% small-firm share (ZBP 2023), so many run with a handful of staff and an owner behind the counter.
Illustration only, invented figures: a ZIP 32110 store refits with $42,000 of shelving, coolers and a checkout system over 60 months at an invented annual rate of 10.5%. In this invented case that comes to roughly $903 a month (our arithmetic).
Service Businesses Around Bunnell, FL: Funding Notes
Other services (repair shops, personal care and similar firms) counted 60 employer establishments in ZIP 32110, and administrative and support services, which include landscaping and janitorial firms, counted 34 (ZBP 2023). For those firms the recurring costs are vehicles, tools and weekly wages, and the receipts arrive monthly from commercial accounts.
A business line of credit fits a gap that repeats; landscaping equipment financing covers mowers and trailers.
Manufacturing and Wholesale Firms in ZIP 32110: Stock and Machinery
ZIP 32110 counted 20 manufacturing and 19 wholesale employer establishments in 2023 (ZBP 2023), against 15 and 34 in ZIP 32137. A small manufacturer’s funding questions center on machines with long lives and raw material bought before orders ship; a wholesaler’s on stock and the gap until customers pay their invoices.
Machines fit equipment financing, where the machine backs the deal, and stock fits inventory financing or a revolving line sized to the order cycle.
Bunnell, FL Business Tax Receipts and County Offices
As the county seat, Bunnell, FL is where many Flagler County offices sit. The Flagler County Tax Collector issues county business tax receipts and lists what an application needs, including a physical business address and any state certification the trade requires.
Requests From Bunnell, FL to the Palm Coast, FL Office
From Bunnell, FL, dial (386) 309-8622 or type the details into the request form. The steps, funding types and partner review match those for a Palm Coast, FL business. The Palm Coast, FL page has county figures and areas served lists nearby places.
Which Businesses Can Ask for Funding in Bunnell, FL
Partners weigh requests from Bunnell, FL firms in many different fields; common examples are contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. The partner that receives a file reaches a decision by its own standards.
Documents to Collect for a Bunnell, FL Request
- Monthly statements from the business bank for the most recent statement periods
- Your most recent filed business return plus any personal returns a partner asks for
- A year-to-date P&L and the latest balance sheet
- Articles of incorporation or organization, and the EIN confirmation from the IRS
- A summary of existing loans, leases and advances and the payment due on each every month
- If the money buys equipment, the dealer quote stating the equipment and what it costs
Requirements vary from one partner to the next, so plan on these items at minimum. The document guide breaks the list down item by item.
What Happens Once a Request Is in for Bunnell, FL Owners
- Call (386) 309-8622 or fill in the form with a few words on the purpose.
- Your request is passed to partners that handle this type of funding.
- Each partner looks over the request, and only the partner makes the decision.
- Any offer deserves a close look at total cost, payments and conditions; turning it down is always fine.
Businesses in Bunnell, FL can take every step by phone or through the form.
By Elmpark Capital Group · Updated