# Elmpark Capital Group > Elmpark Capital Group is a small-business funding broker at 4878 Palm Coast Pkwy SW, Palm Coast, FL 32137 (phone (386) 309-8622). It helps businesses in Palm Coast, FL; Flagler Beach, FL; Bunnell, FL and across Flagler County, Florida, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Elmpark Capital Group hands funding requests to funding partners; the partner that reviews a request decides on it and sets any price and terms. Elmpark Capital Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Elmpark Capital Group does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking. Key facts: - Business type: small-business funding broker (not a lender) - Address: 4878 Palm Coast Pkwy SW, Palm Coast, FL 32137, United States - Phone: (386) 309-8622 - Apply: https://elmparkcapitalgroup.com/apply/ - Service area: Palm Coast, FL; Flagler Beach, FL; Bunnell, FL and all of Flagler County, Florida - Language: English ## Funding options - [Business Loans Side by Side in Palm Coast, FL: Six Ways to Fund the Next Bill](https://elmparkcapitalgroup.com/business-loans/): This page from Elmpark Capital Group in Palm Coast, Florida compares six business funding types: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. It explains how each is paid back or collected, which costs each one suits, and how loan names used by banks and online funders overlap. - [Working Capital Loans for Palm Coast, FL Owner-Operators and Small Crews: Bridging Slow-Paying Invoices](https://elmparkcapitalgroup.com/business-loans/working-capital/): Elmpark Capital Group places working capital requests from Palm Coast, Florida businesses with funding partners, who decide on them. This page explains what working capital pays for, how to measure a working capital deficit and turnover ratio, how a short-term working capital loan is paid back, and how it compares with a credit line and a merchant cash advance. - [Business Term Loans in Palm Coast, FL: Multi-Year Funding for Builders, Finishers and Practices](https://elmparkcapitalgroup.com/business-loans/term-loans/): Elmpark Capital Group places business term loan requests from Palm Coast, Florida owners with funding partners, who decide on them. This page explains the parts of a term loan, how to work out a payment by hand, how long a short-term loan runs, what partners read in an acquisition request and how a term loan compares with working capital and a credit line. - [Business Lines of Credit Around Palm Coast, FL: Draw, Repay and Draw Again](https://elmparkcapitalgroup.com/business-loans/line-of-credit/): Elmpark Capital Group places business line of credit requests from Palm Coast, Florida owners with funding partners, who decide on them. This page explains how a revolving line works, what it can pay for, how partners set a limit, whether a draw counts as income, and how an LLC applies. - [Inventory Financing Around Palm Coast, FL: Bulk Orders Without Draining Cash](https://elmparkcapitalgroup.com/business-loans/inventory-financing/): Elmpark Capital Group places inventory financing requests from Palm Coast, Florida owners with funding partners, who decide on them. This page explains inventory loans and lines, how inventory financing differs from supply chain financing, what an inventory financing agreement contains, and how to size an order with a worked example. - [Equipment Financing in Palm Coast, FL for New-Neighborhood Trades and Shops](https://elmparkcapitalgroup.com/equipment-financing/): Elmpark Capital Group places equipment financing and leasing requests from Palm Coast, Florida businesses with funding partners, who decide on them. This page covers loans versus leases, new and used gear, and the equipment five Flagler County, FL lines of work rely on, each with Census counts and a link to its industry page. - [Merchant Cash Advances Around Palm Coast, FL: Total Cost Before You Sign](https://elmparkcapitalgroup.com/merchant-cash-advance/): Elmpark Capital Group places merchant cash advance requests from Palm Coast, Florida businesses with funding providers. This page explains that an advance is a purchase of future receipts, how the factor and holdback set its cost, how it compares with revenue-based financing and loans, and what an underwriter reads. ## Industries - [Business Loans by Industry in Palm Coast, FL: Trades, Practices, Shops and Kitchens](https://elmparkcapitalgroup.com/industries/): Elmpark Capital Group in Palm Coast, Florida groups its funding notes by industry: building trades, health practices, food and drink, personal care, professional offices, grounds services, retail, auto and lodging, and property firms. Eleven industries get a full page, and every other one gets a short note here built on Flagler County, FL Census counts. - [Restaurant Loans Around Palm Coast, FL: Ovens, Coolers and Slow-Week Payroll](https://elmparkcapitalgroup.com/industries/restaurants/): Elmpark Capital Group places restaurant loan requests from Palm Coast, Florida owners with funding partners, who decide on them. In 2023 Flagler County, FL counted 83 full-service and 74 limited-service restaurant employers (County Business Patterns). This page covers equipment, remodels, cash flow, card-sale advances, buying a restaurant and the records a partner reads. - [Medical Practice Loans, Palm Coast, FL: Practice Buy-Ins, Staff and Equipment](https://elmparkcapitalgroup.com/industries/medical-practices/): Elmpark Capital Group places medical practice loan requests from Palm Coast, Florida owners with funding partners, who decide on them. Flagler County, FL counted 64 offices of physicians with 895 paid employees in 2023 (County Business Patterns). This page covers buy-ins and practice purchases, equipment, lines of credit and the records partners read. - [Salon Business Loans in Palm Coast, FL: Styling Stations, Pedicure Chairs and Build-Outs](https://elmparkcapitalgroup.com/industries/salons/): Elmpark Capital Group places salon business loan requests from Palm Coast, Florida owners with funding partners, who decide on them. Flagler County, FL counted 40 beauty salons and 5 nail salons with paid employees in 2023 (County Business Patterns). This page covers nail and beauty salon financing, equipment and furniture, barber shops and working capital. - [Dental Office Loans in Palm Coast, FL: Operatories, Scanners and Payroll](https://elmparkcapitalgroup.com/industries/dental-practices/): Elmpark Capital Group places dental office loan requests from Palm Coast, Florida owners with funding partners, who decide on them. Flagler County, FL counted 34 offices of dentists with 270 paid employees in 2023 (County Business Patterns). This page covers practice purchases and buy-ins, dental equipment, expansion, monthly costs and the records partners read. - [Contractor Business Loans Around Palm Coast, FL: Skid Steers, Trucks and Draw Gaps](https://elmparkcapitalgroup.com/industries/construction/): Elmpark Capital Group places contractor business loan requests from Palm Coast, Florida owners with funding partners, who decide on them. Flagler County, FL counted 420 construction employer establishments in 2023 (County Business Patterns). This page covers equipment, working capital between draws, retainage and change orders, credit lines and records. - [Retail Business Loans, Palm Coast, FL: Fixtures, Stock and POS Systems](https://elmparkcapitalgroup.com/industries/retail/): Elmpark Capital Group places retail business loan requests from Palm Coast, Florida owners with funding partners, who decide on them. Flagler County, FL counted 301 retail employer establishments with 4,482 paid employees in 2023 (County Business Patterns). This page covers stock, fixtures, POS systems, boutique financing, working capital and requirements. - [Landscaping Equipment Financing in Palm Coast, FL: Commercial Mowers and Irrigation Gear](https://elmparkcapitalgroup.com/industries/landscaping/): Elmpark Capital Group places landscaping equipment financing requests from Palm Coast, Florida owners with funding partners, who decide on them. Flagler County, FL counted 66 landscaping employer establishments with 390 paid employees in 2023 (County Business Patterns). This page covers mowers, trailers and trucks, loans and leases, working capital and records. - [Auto Repair Shop Loans in Palm Coast, FL Covering Alignment Racks, Diagnostics and Payroll](https://elmparkcapitalgroup.com/industries/auto-repair/): Elmpark Capital Group places auto repair shop loan requests from Palm Coast, Florida owners with funding partners, who decide on them. Flagler County, FL counted 52 auto repair and maintenance employer establishments in 2023 (County Business Patterns). This page covers lifts and diagnostics, tire stock, buying a garage, working capital and records. - [Chiropractic and Therapy Practice Loans Around Palm Coast, FL: Tables, Therapy Equipment and Billing Gaps](https://elmparkcapitalgroup.com/industries/chiropractors-and-therapists/): Elmpark Capital Group places chiropractic and therapy practice loan requests from Palm Coast, Florida owners with funding partners, who decide on them. Offices of other health practitioners, the Census group with chiropractors, physical therapists and optometrists, counted 85 employer establishments in Flagler County, FL in 2023 (County Business Patterns). - [Accounting Firm Loans Around Palm Coast, FL: Hiring, Systems and Practice Buy-Ins](https://elmparkcapitalgroup.com/industries/accounting-firms/): Elmpark Capital Group places accounting firm loan requests from Palm Coast, Florida owners with funding partners, who decide on them. Flagler County, FL counted 59 accounting, tax preparation, bookkeeping and payroll employer establishments in 2023 (County Business Patterns). This page covers practice purchases, hiring, systems and working capital. - [Insurance Agency Loans, Palm Coast, FL: Producers, Software and Book Purchases](https://elmparkcapitalgroup.com/industries/insurance-agencies/): Elmpark Capital Group places insurance agency loan requests from Palm Coast, Florida owners with funding partners, who decide on them. Flagler County, FL counted 57 insurance agency and related employer establishments in 2023 (County Business Patterns, NAICS 5242). This page covers book purchases, producer hiring, systems, working capital and records. ## Guides and calculators - [Small Business Resources in Palm Coast, FL: Tax Receipts, Permits and a Reorder Worksheet](https://elmparkcapitalgroup.com/resources/): Elmpark Capital Group in Palm Coast, Florida publishes two local guides and one worksheet: City of Palm Coast and Flagler County business tax receipts, Palm Coast building permits and zoning, and an inventory reorder point worksheet. Official offices are named and linked where their pages were checked. - [Palm Coast, FL and Flagler County, FL Local Business Tax Receipts: Application, Renewal and Search](https://elmparkcapitalgroup.com/resources/flagler-county-and-palm-coast-business-tax-receipts/): This guide from Elmpark Capital Group in Palm Coast, Florida explains local business tax receipts in Palm Coast and Flagler County: the city and county offices, the order of applications, online portals, renewal, lookup and the records the county application lists. Official pages were checked on 2026-10-22; rules can change, so confirm with each office. - [Palm Coast, FL Building Permit Application and Zoning Basics for a Build-Out or New Location](https://elmparkcapitalgroup.com/resources/palm-coast-building-permits-and-zoning/): This guide from Elmpark Capital Group in Palm Coast, Florida covers the City of Palm Coast building permit process for business owners: the online portal, contractor registration, permit search, the zoning and future land use maps, change of use, and how to plan financing around the permit schedule. Official pages were checked on 2026-10-22. - [Inventory Reorder Point Calculator for Palm Coast, FL Shops: Work It by Hand](https://elmparkcapitalgroup.com/resources/inventory-reorder-point-calculator/): This worksheet from Elmpark Capital Group in Palm Coast, Florida works out an inventory reorder point, safety stock and economic order quantity by hand, with invented figures you replace with your own. It is arithmetic on your numbers, not an offer, and it shows what a partner reading an inventory request looks at. ## Areas served - [Business Loans in Palm Coast, FL: Flagler County, FL Census Facts and Local Resources](https://elmparkcapitalgroup.com/palm-coast-fl/): Elmpark Capital Group is a small-business funding service at 4878 Palm Coast Pkwy SW, Palm Coast, Florida. This page gathers Census business counts for Flagler County, FL and ZIP 32137, compares bank, credit union and online lending, and points to the City of Palm Coast pages for business tax receipts, building permits and zoning. - [Areas Served From Palm Coast, FL: Flagler County, FL Towns and Nearby ZIP Codes](https://elmparkcapitalgroup.com/service-areas/): From its office in Palm Coast, Florida, Elmpark Capital Group accepts funding requests by phone and online form from Flagler County, FL businesses and from nearby places. This page lists those places, gives ZIP-level Census business counts where they exist, and explains why a ZIP count is not a town count. - [Flagler Beach, FL Business Loans: Funding Help From Elmpark Capital Group in Palm Coast, FL](https://elmparkcapitalgroup.com/service-areas/flagler-beach-fl/): Flagler Beach, FL businesses can send funding requests to Elmpark Capital Group in Palm Coast, Florida by phone or online form. ZIP 32136 counted 307 employer establishments in 2023, 72.0% with fewer than five employees (ZIP Code Business Patterns). Funding partners review each request and decide. - [Bunnell, FL Business Funding From Elmpark Capital Group, South of Palm Coast, FL](https://elmparkcapitalgroup.com/service-areas/bunnell-fl/): Bunnell, FL businesses can send funding requests to Elmpark Capital Group in Palm Coast, Florida by phone or online form. ZIP 32110 counted 403 employer establishments in 2023, led by construction with 91 (ZIP Code Business Patterns). Funding partners review each request and decide. ## Company - [Small Business Loans in Palm Coast, FL: Working Capital for Flagler Owner-Operators](https://elmparkcapitalgroup.com/): From Palm Coast, Florida, Elmpark Capital Group helps owner-run businesses put a funding request together. Owners call or use an online form to describe what a bill is for and when their customers pay; Elmpark lines that up against six funding types and places the request with funding partners, who review it and decide on approval, amount and terms. - [How to Get a Business Loan in Palm Coast, FL: From First Call to a Partner Decision](https://elmparkcapitalgroup.com/how-it-works/): Elmpark Capital Group in Palm Coast, Florida explains the steps of a business funding request: the first call or form, the shortlist of funding types, the partner review and the offer. The page also covers what banks look for in a business plan and an application, and what affects how long a request takes. - [Business Loan Questions From Palm Coast, FL Owner-Operators, Answered](https://elmparkcapitalgroup.com/faq/): These answers from Elmpark Capital Group in Palm Coast, Florida cover the questions owners raise before a funding request: availability, interest and APR, uses of a loan, maturity dates, credit line limits and the steps to a decision. Every answer points to the Elmpark page that goes deeper on that subject. - [About Elmpark Capital Group in Palm Coast, FL: Funding Requests for Owner-Run Businesses](https://elmparkcapitalgroup.com/about/): Elmpark Capital Group, 4878 Palm Coast Pkwy SW, Palm Coast, FL 32137, helps Flagler County, Florida businesses request working capital, term loans, lines of credit, inventory and equipment financing and merchant cash advances. Funding partners review each request and decide on it. - [Contact Elmpark Capital Group in Palm Coast, FL: Phone, Form and Listed Address](https://elmparkcapitalgroup.com/contact/): Elmpark Capital Group, 4878 Palm Coast Pkwy SW, Palm Coast, FL 32137, phone (386) 309-8622. Funding requests come in by phone or through the online form; no email address is published. - [Apply for a Business Loan in Palm Coast, FL: One Short Form, Three Range Picks](https://elmparkcapitalgroup.com/apply/): The Elmpark Capital Group request form collects Full Name, Phone, Email, Company Name, Time in Business, Annual Revenue and Requested Amount, and ends with a consent checkbox. This page explains each field, whether an LLC is needed, and which records a funding partner may ask for later. - [Elmpark Capital Group Disclosures: Partners, Advances and Fees in Palm Coast, FL](https://elmparkcapitalgroup.com/disclosures/): Elmpark Capital Group is a funding broker in Palm Coast, Florida. It does not lend and does not make credit decisions; funding partners do. ## Optional - [Full text of every page](https://elmparkcapitalgroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://elmparkcapitalgroup.com/sitemap.xml)